If you are in a situation where you need to take out a short-term loan, we offer one of the cheapest products on the market. We also offer that you can tailor the loan to suit your needs exactly and you should use it if you want the best loan. There can be a lot of money to be saved if you adjust the loan amount to your needs.
What thoughts should you make?
Of course, you have to think about what you need the money for. When you know the price of what you have to borrow, you have to check if you have a part of the money yourself, and here can be a lot of money to save. If you only have a small part of the amount available, you will be able to lower your required loan amount as well as interest costs. It lowers your total repayment amount.
When you borrow from us, you can choose loan amount from 100 kr. Up to 12,000 kr.. 0U can completely choose your amount in increments of 100 kr. This gives you every opportunity to put together the best loan for your needs, and thus at the lowest possible cost.
Of course, it is also important that you consider how much money you will have the opportunity to repay within a shorter period of time. However, should you end up in a situation where you do not have the option to pay within the agreed deadline, we offer options where you can extend the loan.
Can everyone borrow up to DKK 12,000?
No, our highest loan amount of DKK 12,000 is only for those customers who have previously taken out and repaid a loan with us. Your maximum loan amount, as a new customer, is DKK 6,000. After that, your loan amount will increase each time the previously borrowed loan is repaid.
If you are a new customer, we also offer first loans for a 50% discount for up to 30 days.
What can the loan amount be used for?
We leave it up to you what you choose to use your loan for. However, we recommend to all our clients that the loan is primarily used for short-term needs. But we do not interfere in what you spend the money for.
Here are some examples of how our loans are typically used:
- An unexpected bill pops up
Many people can not recognize to receive an unexpected bill. This could be a bill from the mechanic, the dentist, the electric company or something completely fourth. No matter where the bill comes from, it has the same impact on one’s economy. In some situations, you will have the necessary resources to pay the bill. In other cases, a little extra capital is needed during that month.
- A special offer turns out
In the event of a special offer having an expiry date, it may sometimes be advantageous to take out a short-term loan. It may be the case that the savings obtained from the offer will reimburse the cost of a loan, if any. needed to have.
- Little money is missing at the end of the month
If you stand at the end of the month and lack money for your necessary purchases, a solution may be to take out a short-term loan. Here, one really needs to make sure that the loan amount is adjusted to what is absolutely necessary and make it clear that this money must be repaid with the next salary.
So what is the best loan?
The simple answer is that there is no answer. It depends solely on what your financial situation is. Thus, it is only possible for you to assess what the best loan is for yourself, and you should do so. Consider the necessity of what you are borrowing, and make sure the loan amount and installment deadline fit your financial situation.
If you click here, you can try out some different loan scenarios for free and without obligation by using our online loan calculator.
Credit amount 6000, – Maturity 12 months Total credit costs. 7908, – Mdl. maximum payment 1716, – Total repayment 13908, – ÅOP 816.67% Debt rate / annual fixed: 243.3%. 14 days cancellation right on the credit agreement. Age 20+.